Purposefully Protecting Families
Based and Licensed in North Carolina, Martin Life and Annuity Agency was founded to protect and help educate families about the importance of Life Insurance and Annuities. After the tragic loss of Lance Martin’s late mother who had no Life Insurance coverage in place, within months Lance committed to studying and passing the North Carolina Life Insurance Exam with the sole intention of educating and protecting as many families as possible to ensure they can rid the burden of managing financial losses while dealing with the loss of a loved one.
Our agency specializes in all forms of Life Insurance including Term Life, Whole Life and Universal Life as well as Fixed Annuities. Whether you’re a young family just getting started or just looking for additional coverage or retirement protection we’ve got you covered. We bring professionalism to every client and customize our support to your individual needs.
Get in touch with us to set up a phone, skype or in-person consultation, or use the contact form at the bottom of this page to enquire whether our services are right for you.
Contact
➤ LOCATIONs served
North Carolina
South Carolina
Tennessee
☎ CONTACT
info@martinlifeannuity.com
(704)659-3389
Get your Specialized Rate Quote by CLICKING HERE
Products Offered
term life insurance
Term life insurance, also known as pure life insurance, is a type of life insurance that guarantees payment of a stated death benefit if the covered person dies during a specified term. Once the term expires, the policyholder can either renew it for another term, convert the policy to permanent coverage, or allow the policy to terminate.
ANNUITIES (FIXED)
The goal of annuity is to provide a steady stream of income, typically during retirement. Funds accrue on a tax-deferred basis, and like 401(k) contributions, can only be withdrawn without penalty after age 59½. Fixed annuities (in particular) pay out a guaranteed amount.
whole life insurance (permanent insurance)
Whole life insurance provides coverage for the life of the insured. In addition to providing a death benefit, whole life also contains a savings component where cash value may accumulate. These policies are also known as permanent or traditional life insurance.
universal life insurance
Universal life (UL) insurance is permanent life insurance with an investment savings element and low premiums that are similar to those of term life insurance. Most UL insurance policies contain a flexible-premium option. However, some require a single premium (single lump-sum premium) or fixed premiums (scheduled fixed premiums).
“Why Life Insurance ?
1. What keeps your family from having to change the lifestyle you provided ?
2. What can ensure your assets are passed on to the next generation?
3. What helps keep a business stable at the death of a partner or owner ?
Don’t let sudden tragedy uproot your family or bankrupt your business because even after you pass, there are still people who rely on you.”
Let's Chat.
Use the form below to contact us regarding your insurance or annuity quotes and questions. Please be as detailed as possible. To help us prepare your quote, we recommend that you provide a high level overview of your need in the “How Can We Help” box below:
For job opportunities, please email us your resume. We’re always looking for new and exceptional agents to help us secure.
I’m committed to ensuring families throughout North and South Carolina do not have to bare the additional burden of a financial loss while also dealing with the painful loss of a loved one. I’ve experienced it firsthand. Let’s talk.